Terms of Service

Last Updated: October 17th, 2025

1. Introduction

Welcome to The Family Fusion
These Terms of Service ("Terms") govern your use of The Family Fusion's website and services. By accessing our website, submitting information, or using our services, you agree to be bound by these Terms.

The Family Fusion provides home funding consultation, pre-qualification services, and connects clients with appropriate lending partners. We are not a direct lender but act as a funding facilitator and educational resource.

2. Eligibility Requirements

To Use Our Services, You Must:

Be at least 18 years of age
Be a legal resident of the United States
Have a valid Social Security Number
Provide accurate and complete information
Not have misrepresented your identity or intentions

3. Service Description

What We Provide:

Free funding consultations and pre-qualification assessments
Educational resources about home funding options
Connection to lending partners based on your profile
Ongoing support throughout the funding process

What We Don't Provide:

We are not a direct lender
We do not guarantee loan approval
We do not set interest rates or loan terms
Final lending decisions are made by our partner lenders

4. User Responsibilities

You Agree To:

Provide accurate, current, and complete information
Notify us immediately of any changes to your information
Use our services for lawful purposes only
Not attempt to circumvent our security measures
Not use automated systems to access our services

Information Accuracy: You are solely responsible for the accuracy of information provided. Providing false information may result in termination of services and could constitute fraud.

5. Privacy and Data Security

Our Commitment

We protect your personal information as described in our Privacy Policy. By using our services, you consent to our collection and use of your data.

Information Sharing

We may share your information with:

Lending partners to facilitate funding options
Service providers who assist our operations
Regulatory authorities when required by law
Third parties with your explicit consent

Credit Authorization

By submitting your information, you authorize us and our lending partners to pull your credit report to determine suitable funding options.

6. Intellectual Property

Our Content

All website content, including logos, text, graphics, and software, is owned by The Family Fusion and protected by intellectual property laws.

Limited License

We grant you a limited, non-exclusive license to access and use our website for personal, non-commercial purposes.

Restrictions

You may not:

Copy, modify, or distribute our content
Use our trademarks without written permission
Reverse engineer our systems or processes
Scrape or collect data from our website

7. Third-Party Services

Lending Partners

We work with multiple lending institutions. We are not responsible for:

The terms or conditions of third-party loans
Interest rates set by lending partners
Funding decisions made by lenders
Servicing of your loan after origination

External Links

Our website may contain links to third-party sites. We are not responsible for the content or practices of these sites.

8. Disclaimers and Limitations

Service "As Is"

Our services are provided "as is" without warranties of any kind. We do not guarantee:

Specific funding amounts or terms
Approval for any funding product
Error-free service operation
Continuous website availability

Limitation of Liability

The Family Fusion shall not be liable for:

Denial of funding by lending partners
Financial losses related to funding decisions
Third-party actions or omissions
Indirect, incidental, or consequential damages

9. Indemnification

You agree to indemnify and hold harmless The Family Fusion, its employees, and affiliates from any claims, damages, or expenses arising from:

Your violation of these Terms
Your misuse of our services
Your violation of any laws or third-party rights
False or inaccurate information you provide

10. Service Modifications and Termination

We Reserve the Right To:

Modify or discontinue services at any time
Update these Terms without prior notice
Terminate access for violation of these Terms
Refuse service to anyone at our discretion

Continuing Obligations

Sections covering privacy, intellectual property, limitations of liability, and indemnification survive termination of these Terms.

11. Communications Consent

Electronic Communications

By using our services, you consent to receive electronic communications from us, including:

Email updates about your application
Marketing communications (you may opt-out)
Service announcements
Legal notices

Contact Methods

We may contact you via:

Phone (including automated calls/texts)
Email
Postal mail
SMS messaging

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of USA, without regard to conflict of law principles.

Any disputes shall be resolved exclusively in the courts located in your city, state.

13. Changes to These Terms

We may update or modify these Terms at any time. Changes will be effective upon posting on this page with an updated date.

Your continued use of the website after any changes constitutes acceptance of the revised Terms.

14. Contact Us

If you have any questions about these Terms, please contact us:

Email: [email protected]

Phone: 774-326-4594