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Laura's Buy Box

About Laura Byers and The Family Fusion

I’m Laura Byers, a creative real estate investor and lender with a sharp eye for opportunity. I help investors scale with fast, flexible capital and hands-on guidance from application to closing.
Phone: 774-326-4594 ↗
Email: [email protected] ↗
Buy Box (What We Fund)
  • Property types: Multifamily, mixed-use (residential in nature), commercial, single-family, condos, townhomes
  • Use cases: Earnest money deposits (EMD), transactional/double-close, fix-and-flip, DSCR rental loans, construction, and commercial
  • Geography: 48 contiguous U.S. states
  • Deal sizes: 100,000 to 7,500,000 depending on loan product
  • Borrowers: Wholesalers, end buyers, flippers, and buy-and-hold investors (first-time investors welcome where noted)

Funding Solutions

EMD (Earnest Money Deposit) Funding

  • For wholesalers and end buyers
  • Property types: Multifamily, commercial, residential
  • Fast approvals to keep contracts alive

Double-Close (Transactional) Funding

  • 100% of purchase price, including closing costs
  • No upfront fees or credit check
  • 48 contiguous states
  • 1–2 day approval

Hard Money: Fix-and-Flip

  • No minimum credit score
  • Up to 90% of purchase and 100% of rehab
  • Max 75% of After Repair Value (ARV)
  • No raw land

DSCR 30-Year Fixed (Long-Term Rental)

  • Approval based on property cash flow (Debt Service Coverage Ratio)
  • Minimum FICO 660
  • Loan amounts: 100,000 to 2,000,000 (up to 75% LTV)
  • No prior investing experience required

Construction Loans

  • Non-owner-occupied single-family homes, condos, and townhomes
  • 12–24 month terms
  • Loan amounts: 100,000–3,000,000
  • Minimum property value: $150,000
  • Minimum credit score: 650
  • Up to 85% ARV

Commercial Loans

  • Multifamily and mixed-use (residential in nature)
  • Loan amounts up to $7,500,000
  • Up to 85% LTV
  • First-time buyers welcome (minimum FICO 660)

Why Investors Choose The Family Fusion

  • Speed: Approvals in as little as 24–48 hours
  • Nationwide reach: 48 contiguous states
  • Transparent: No upfront fees on transactional funding
  • Flexible: Creative, investor-friendly structures
  • Support: Direct access to a lender-investor who understands deals
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